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| 30 year Fixed Rate: | 5.125% | 1.000% |
| 30 year Fixed Rate (Non-Owner / Rental Prop): | 6.375% | 2.000% |
| 5/1 ARM - (Interest Only for 5yrs): | 4.625% | 1.000% |
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| FHA - 30 year Fixed Rate to (Up to $417,000): | 5.250% | 1.000% |
| FHA - 30 year Fixed Rate to (Up to $729,750): | 5.625% | 1.000% |
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| 30 year Fixed Rate: | 5.375% | 1.000% |
| 5/1 ARM - (Fixed for the first 5yrs): | 5.375% | 1.000% |
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| 30 year Fixed Rate (no one wants to play in this arena): | N/A | N/A |
| 5/1 ARM (70%LTV to $850K... 65%LTV to $1.5Million): | 6.125% | 1.000% |